Sickness and self-employment

Self-employed individuals are eligible for sick pay (sygedagpenge) from their municipality in case of sickness.

If you fall sick while self-employed, you can receive sick pay from your municipality, provided you meet the requirements set out in Dagpengeloven (Danish act on unemployment insurance, etc.). 

One of the requirements is that you must have run your business actively and to a significant extent for at least six of the past twelve months. 

If you meet the conditions, your right to sick pay starts on the first day of absence after two weeks of sickness. 

Learn about unemployment and sick pay for the self-employed 

Contact your municipality 

The unemployment insurance fund (a-kasse) does not administer sick pay for the self-employed. You’ll need to contact your municipality instead. You can read more about sick pay for the self-employed on borger.dk.

Read about sick pay for the self-employed on borger.dk 

Take out sickness insurance as a self-employed person 

You can take out your sickness insurance to cover you for the first two weeks of any sickness. Den frivillige sygedagpengeforsikring (voluntary sickness benefit insurance scheme) also gives you access to unemployment benefits during pregnancy and maternity/paternity leave. 

You take out a sygedagpengeforsikring through your local authority, which can also give you more information. 

Read about sygedagpengeforsikring on virk.dk