Salary insurance
Salary insurance (lønsikring) is a private insurance that you can use if you become unemployed (ledig).
With salary insurance, you can receive up to 90% of your salary, including unemployment benefits (dagpenge) and other benefits for a full year. However, a maximum of DKK 40,000 per month applies in addition to your unemployment benefits.
The salary insurance applies if you become:
- terminated or otherwise involuntarily unemployed
- unemployed due to sickness
- unemployed due to an accident
You will not be eligible for payments from the salary insurance if you resign voluntarily or are dismissed for misconduct, such as fraud or deception.
If you want to know more about your options for taking out salary insurance, you can call Topdanmark on +45 44 74 35 50 or read more on Topdanmark’s website.
Read more about salary insurance with Topdanmark (in Danish)
Lower-cost salary insurance available to members of Djøf, IDA and Maskinmestrenes Forening
Djøf, IDA and Maskinmestrenes Forening have entered into individual agreements with Topdanmark on salary insurance for their members. So if you are a member of one of these three professional organisations, it will be more favourable for you to take out salary insurance agreement through them.
If you are eligible for membership of IDA or Maskinmestrenes Forening (without being a member of the two organisations), you can get further guidance, calculate your coverage sum and get a quote for the insurance scheme on Topdanmark’s website.
Read more about salary insurance with Topdanmark (in Danish)